Receivables Finance & Asset-Based Lending

Legal advice for receivables finance and asset-based lending.

A person's hands holding a pen, signing a document on a table.

Receivables Finance and Asset-Based Lending

Legal advice for receivables finance and asset-based lending.

We know you work under pressure, where timing, structure, and compliance shape every move. Whether you are lending, raising capital, or responding to borrower risk, you need legal partners who move at deal speed and understand how finance works on paper and in practice.

We help banks, lenders, and borrowers across the lending lifecycle, advising on receivables finance, asset-based lending, and cross-border securitisation. Our input goes beyond legal theory, it's built around real market experience, commercial foresight, and the way your internal risk frameworks operate.

From complex debt structures to enforcement and recovery, we work as your long-term allies to help you stay compliant, act decisively, and protect long-term value.

We can support with:

  • Receivables finance, invoice discounting, and factoring
  • Asset-based lending and cross border security
  • Intercreditor agreements, legal opinions, and transaction due diligence
  • Borrower advisory, refinancing, and recovery strategy
  • Disputes, fraud, and enforcement across secured lending
  • Commercial support for long term value and business continuity.

We provide detailed advice, tailored to the specific needs of:

  • UK and overseas asset-based lenders
  • Specialist Finance Houses
  • Corporates
  • SMEs
  • Investment funds
  • Partnerships
  • Joint ventures. 

Speak to a Legal Partner

Our team support you to navigate complexity, seize opportunity and move forward with legal clarity.

Paddy Sturman Profile
Paddy Sturman
Partner & National Head of Banking and Finance

Making an enquiry

We have several ways you can contact us, either by completing our online contact form, by phone, or using our live chat. If you start your journey online, here are the first steps to working together.
  • contact us
    Complete our online form
    We need a few details to understand your situation and the kind of support you need.
  • Few questions
    We’ll contact you by phone
    On the call our experts will ask you a few more questions to make sure we connect you with the right legal advice from our team.
  • Appointment
    We arrange a full appointment
    Your next step is an in-depth appointment with a specialist solicitor to discuss how we could advise you.

Our commitment to you

Our experts always start by listening, so we understand what matters most from day one.
  • 01
    Clear legal guidance

    You will always get straightforward, honest advice, with regular updates to keep you clear on the way forward.

  • 02
    Specialist knowledge

    A wide-ranging team of trusted specialists who understand what it takes to protect your future, your family or your business.

  • 03
    Your needs first

    Whether you’re navigating complex personal situations or business decisions, we take the time to understand your world and what’s at stake.

Other banking and finance services

Move quickly through complex transactions with clarity, control, and guidance aligned to your goals. From managing working capital to recovering value, we help you move with confidence, aligning legal advice to your goals and regulatory priorities.
  • Banking and Finance

    Support day-to-day and strategic funding with sector-specific advice. We help banks and lenders navigate bilateral, syndicated, and structured finance deals with efficiency and insight.

  • Restructuring and Insolvency

    Adapt quickly to market conditions with guidance across distressed debt, refinancing, and enforcement. We work to protect your exposure and unlock constructive outcomes.

  • Banking and Finance Litigation

    Resolve disputes with targeted litigation strategies. We act for banks, lenders, and borrowers in high-value claims involving fraud, negligence, and regulatory exposure.

  • Mergers and Acquisitions

    Complete complex deals with confidence. We assist corporate sales, acquisitions, and reorganisations, aligning finance structures with your broader business goals.

Recognised for excellence. Chosen for care.

  • Legal 500 Top Tier Firm UK 2026
  • Sunday Times Best Places to Work 2025
  • ePrivateClient Top Law Firms 2025
  • Chambers High Net Worth 2025